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	<title>planetpayne &#187; loan</title>
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		<title>it&#8217;s gonna get worse before it gets worser</title>
		<link>http://planetpayne.com/blog/2008/08/rv-saga-its-gonna-get-worse-before-it-gets-worser/</link>
		<comments>http://planetpayne.com/blog/2008/08/rv-saga-its-gonna-get-worse-before-it-gets-worser/#comments</comments>
		<pubDate>Tue, 19 Aug 2008 05:08:27 +0000</pubDate>
		<dc:creator>droo</dc:creator>
				<category><![CDATA[RV]]></category>
		<category><![CDATA[flat tire]]></category>
		<category><![CDATA[hell]]></category>
		<category><![CDATA[loan]]></category>

		<guid isPermaLink="false">http://planetpayne.com/home/?p=56</guid>
		<description><![CDATA[okay, so we stayed until monday. i got up super early to fax silvia&#8217;s proof of residency and when i came back out to the car i found this&#8230;. a flat tire! are you kidding me?!?!?! pissed, but not deterred, i figured i&#8217;d top off the air and go get new tires, so i go [...]]]></description>
			<content:encoded><![CDATA[<p>okay, so we stayed until monday. i got up super early to fax silvia&#8217;s proof of residency and when i came back out to the car i found this&#8230;.</p>
<p><a href="http://planetpayne.com/blog/wp-content/uploads/2008/08/img_0109.jpg"><img class="alignnone size-medium wp-image-57" title="son-of-a...." src="http://planetpayne.com/home/wp-content/uploads/2008/08/img_0109-482x361.jpg" alt="" width="482" height="361" /></a></p>
<p>a flat tire! are you kidding me?!?!?! pissed, but not deterred, i figured i&#8217;d top off the air and go get new tires, so i go to the shell station in the same plaza and sure enough the air pump is busted. so i drive to the next gas station and i find this&#8230;</p>
<p><a href="http://planetpayne.com/blog/wp-content/uploads/2008/08/img_0110.jpg"><img class="alignnone size-medium wp-image-59" title="out of control" src="http://planetpayne.com/home/wp-content/uploads/2008/08/img_0110-450x600.jpg" alt="" width="450" height="600" /></a></p>
<p>seriously? are you fucking kidding me!?!?</p>
<p>so i spend the day calling Wells Fargo only to find out my loan was in underwriting limbo and the agent i had been dealing with was off on mondays. great. really great.</p>
<p>finally we go into the branch and talk to a banker who then figures out why we are in underwriting limbo. it turns out they want -more- shit faxed that nobody on the phone could be bother to tell me. we get all of it except W2&#8242;s from the last two years. i was able to get my friend Sean to log into my paycheck app at work and send us copies of the last checks i got in 07 and 06, but apparently that&#8217;s not as good as a w2 &#8211; even though it shows the income from the year. so with that we we&#8217;re SOL for the day. i called the seller and apologized profusely but he seemed mostly okay about it. mildly annoyed, but i can understand.</p>
<p>to add to all this, i actually have the keys of the RV in my possession. i took them by accident on sunday after our test drive. i called him that night and told him and he was fine with it. today after we were not making progress with the bank i told him if we didn&#8217;t have any luck by noon tomorrow then i would head out and return his keys and give up for the time being. i&#8217;m sure that&#8217;s bothering him, but it&#8217;s a good two hour round trip to his desert compound house and i really don&#8217;t want to drive there.</p>
<p>so tomorrow looks promising. my friend Sean lives by me so i begged him to go to our house to find our taxes and W2&#8242;s and he&#8217;s going to send them to the bank in the morning. I will owe him some poker buy ins for the trouble. without those faxes we would be screwed.</p>
<p>so wish us luck. it&#8217;s tomorrow or bust.</p>
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